Bits and Bobs

Tag: Saving money

  • Home Hacks That Could Have Big Money Impacts

    Back on my BS In my previous post, I shared how I dove into a sea of articles and videos, all in the quest to stretch my budget, save more money, pay down my debt, and make every dollar work overtime for me. Here’s the fun twist: back in February, I wrote a blog post…

  • My Budget is Getting Down, Dirty, & Data Driven

    In October 2024, I embarked on a personal mission: to become debt-free by December 2026. Eight months in, I’m proud to share some progress and key lessons from the journey so far. 🔹 I built a budget, a pay-down plan, and a price book, and set up an automated high-interest savings account for emergencies.🔹 I…

  • Money Is Nice, But Life Isn’t All About Money

    If you have read any of my past posts, you know that I’m digging myself out of a financial hole. You know that I have adopted frugality, budgeting, and various methods to save money. What I haven’t discussed is the things I do that have very little monetary value, but significant value in terms of…

  • I Made “The 5 Mistakes Made By The Middle Class That Prevent Them From Being Rich, According To Financial Experts.”

    A list of free course to take to be better at your personal finances.

  • How I Mastered Frugal Living & Enjoy Occasional Treats

    Based on a story by Kristin Stones, 9 Things Frugal Folks Don’t Admit Splurging On My Experience: Beginning with Ambitious Goals In my quest to live frugally and sustainably and pay off my debt by December 31, 2026, I’ve been doing everything I can to save money. Hence, my multiple posts about saving money, being…

  • “Shopping Your House” Decorating Scheme

    Or it costs almost nothing to just move your stuff around. I’m an avid trash-to-treasure kind of gal. Whether I’m searching through thrift shops, hunting yard sales, or cruising my neighborhood to see what people have kicked to the curb (yes, I am that person!), I keep a very open mind. My ultimate mission is…

  • Debt Freedom

    I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…

  • My Take on “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked”

    Let’s Discuss Money Talks News posted a video titled “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked: Maximize your grocery budget and minimize your stress by keeping these essential items on hand for easy, versatile cooking.” I agree and disagree with these for various reasons. Let’s review them, and I’ll explain my…

  • Price Book to Save at the Grocery Store

    Many years ago, I kept a paper notebook as a price book. I tracked the best prices per grocery store, sale cycles, and trends, and I saved a ton of money. I got out of the habit over the years, but now that I’m trying to save money and pay down debt, I’ve decided to…

  • Tightwad Gazette – 10 Painless Ways to Save $100 This Year*

    Updated for 2025 100 dollars in 1992 is equivalent to $228.87 in 2025. That may not seem like a lot, but if you are trying to get out of debt, save to retire (compound interest, Baby!), or save up some emergency money (things break. Probably more so now than back then, to be honest), that…