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My Budget is Getting Down, Dirty, & Data Driven
In October 2024, I embarked on a personal mission: to become debt-free by December 2026. Eight months in, I’m proud to share some progress and key lessons from the journey so far. 🔹 I built a budget, a pay-down plan, and a price book, and set up an automated high-interest savings account for emergencies.🔹 I…
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How I Mastered Frugal Living & Enjoy Occasional Treats
Based on a story by Kristin Stones, 9 Things Frugal Folks Don’t Admit Splurging On My Experience: Beginning with Ambitious Goals In my quest to live frugally and sustainably and pay off my debt by December 31, 2026, I’ve been doing everything I can to save money. Hence, my multiple posts about saving money, being…
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Debt Freedom
I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…
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Slashing our Grocery Bill
Introducing Goals and Making Me Accountable My goal for the next twelve months is to pay down ½ of our debt, including my public student loans (my 120th payment is February 22, 2026) and our credit cards. This goal should be doable if we stay on our current monthly budget. But what if we start…