Bits and Bobs

Tag: frugal

  • Home Hacks That Could Have Big Money Impacts

    Back on my BS In my previous post, I shared how I dove into a sea of articles and videos, all in the quest to stretch my budget, save more money, pay down my debt, and make every dollar work overtime for me. Here’s the fun twist: back in February, I wrote a blog post…

  • Money Is Nice, But Life Isn’t All About Money

    If you have read any of my past posts, you know that I’m digging myself out of a financial hole. You know that I have adopted frugality, budgeting, and various methods to save money. What I haven’t discussed is the things I do that have very little monetary value, but significant value in terms of…

  • I Made “The 5 Mistakes Made By The Middle Class That Prevent Them From Being Rich, According To Financial Experts.”

    A list of free course to take to be better at your personal finances.

  • How I Mastered Frugal Living & Enjoy Occasional Treats

    Based on a story by Kristin Stones, 9 Things Frugal Folks Don’t Admit Splurging On My Experience: Beginning with Ambitious Goals In my quest to live frugally and sustainably and pay off my debt by December 31, 2026, I’ve been doing everything I can to save money. Hence, my multiple posts about saving money, being…

  • “Shopping Your House” Decorating Scheme

    Or it costs almost nothing to just move your stuff around. I’m an avid trash-to-treasure kind of gal. Whether I’m searching through thrift shops, hunting yard sales, or cruising my neighborhood to see what people have kicked to the curb (yes, I am that person!), I keep a very open mind. My ultimate mission is…

  • Debt Freedom

    I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…

  • My Take on “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked”

    Let’s Discuss Money Talks News posted a video titled “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked: Maximize your grocery budget and minimize your stress by keeping these essential items on hand for easy, versatile cooking.” I agree and disagree with these for various reasons. Let’s review them, and I’ll explain my…

  • Slashing our Grocery Bill

    Introducing Goals and Making Me Accountable My goal for the next twelve months is to pay down ½ of our debt, including my public student loans (my 120th payment is February 22, 2026) and our credit cards. This goal should be doable if we stay on our current monthly budget. But what if we start…