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Home Hacks That Could Have Big Money Impacts
Back on my BS In my previous post, I shared how I dove into a sea of articles and videos, all in the quest to stretch my budget, save more money, pay down my debt, and make every dollar work overtime for me. Here’s the fun twist: back in February, I wrote a blog post…
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My Budget is Getting Down, Dirty, & Data Driven
In October 2024, I embarked on a personal mission: to become debt-free by December 2026. Eight months in, I’m proud to share some progress and key lessons from the journey so far. 🔹 I built a budget, a pay-down plan, and a price book, and set up an automated high-interest savings account for emergencies.🔹 I…
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How I Mastered Frugal Living & Enjoy Occasional Treats
Based on a story by Kristin Stones, 9 Things Frugal Folks Don’t Admit Splurging On My Experience: Beginning with Ambitious Goals In my quest to live frugally and sustainably and pay off my debt by December 31, 2026, I’ve been doing everything I can to save money. Hence, my multiple posts about saving money, being…
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Debt Freedom
I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…
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My Take on “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked”
Let’s Discuss Money Talks News posted a video titled “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked: Maximize your grocery budget and minimize your stress by keeping these essential items on hand for easy, versatile cooking.” I agree and disagree with these for various reasons. Let’s review them, and I’ll explain my…
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Slashing our Grocery Bill
Introducing Goals and Making Me Accountable My goal for the next twelve months is to pay down ½ of our debt, including my public student loans (my 120th payment is February 22, 2026) and our credit cards. This goal should be doable if we stay on our current monthly budget. But what if we start…