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Debt Freedom
I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…
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My Take on “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked”
Let’s Discuss Money Talks News posted a video titled “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked: Maximize your grocery budget and minimize your stress by keeping these essential items on hand for easy, versatile cooking.” I agree and disagree with these for various reasons. Let’s review them, and I’ll explain my…
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Price Book to Save at the Grocery Store
Many years ago, I kept a paper notebook as a price book. I tracked the best prices per grocery store, sale cycles, and trends, and I saved a ton of money. I got out of the habit over the years, but now that I’m trying to save money and pay down debt, I’ve decided to…
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Tightwad Gazette – 10 Painless Ways to Save $100 This Year*
Updated for 2025 100 dollars in 1992 is equivalent to $228.87 in 2025. That may not seem like a lot, but if you are trying to get out of debt, save to retire (compound interest, Baby!), or save up some emergency money (things break. Probably more so now than back then, to be honest), that…
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Slashing our Grocery Bill
Introducing Goals and Making Me Accountable My goal for the next twelve months is to pay down ½ of our debt, including my public student loans (my 120th payment is February 22, 2026) and our credit cards. This goal should be doable if we stay on our current monthly budget. But what if we start…