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Bits and Bobs

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Procrastination Stories

Money Is Nice, But Life Isn’t All About Money

If you have read any of my past posts, you know that I’m digging myself out of a financial hole. You know that I have adopted frugality, budgeting, and various methods to save money. What I haven’t discussed is the things I do that have very little monetary value, but significant value in terms of…

June 2, 2025
I Made “The 5 Mistakes Made By The Middle Class That Prevent Them From Being Rich, According To Financial Experts.”

A list of free course to take to be better at your personal finances.

May 27, 2025
How My Pantry Will Never Live Up To Martha Stewart’s

I’m reading a Martha Stewart Living article about “Walk-In Pantry Ideas for a More Organized, Stylish Space.” I always appreciate some tips and tricks, but I can’t stop giggling. Goddess love’em, apparently, the friendly folks at Martha Stewart HQ think everyone has a walk-in pantry the size of a small ballroom and that having a…

May 23, 2025
How I Mastered Frugal Living & Enjoy Occasional Treats

Based on a story by Kristin Stones, 9 Things Frugal Folks Don’t Admit Splurging On My Experience: Beginning with Ambitious Goals In my quest to live frugally and sustainably and pay off my debt by December 31, 2026, I’ve been doing everything I can to save money. Hence, my multiple posts about saving money, being…

May 12, 2025
“Shopping Your House” Decorating Scheme

Or it costs almost nothing to just move your stuff around. I’m an avid trash-to-treasure kind of gal. Whether I’m searching through thrift shops, hunting yard sales, or cruising my neighborhood to see what people have kicked to the curb (yes, I am that person!), I keep a very open mind. My ultimate mission is…

March 18, 2025
Debt Freedom

I’m going to be painfully honest right now. Somehow, over the years, we (my late husband and I) have gotten ourselves in a bit of a bind with debt. I’m very embarrassed to admit that I pay more for credit card payments than living costs. This is just not a sustainable lifestyle, and someday, I…

March 12, 2025
My Take on “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked”

Let’s Discuss Money Talks News posted a video titled “The Ultimate Grocery List: 10 Items You Should Always Keep Stocked: Maximize your grocery budget and minimize your stress by keeping these essential items on hand for easy, versatile cooking.” I agree and disagree with these for various reasons. Let’s review them, and I’ll explain my…

March 8, 2025
Price Book to Save at the Grocery Store

Many years ago, I kept a paper notebook as a price book. I tracked the best prices per grocery store, sale cycles, and trends, and I saved a ton of money. I got out of the habit over the years, but now that I’m trying to save money and pay down debt, I’ve decided to…

February 21, 2025
Tightwad Gazette – 10 Painless Ways to Save $100 This Year*

Updated for 2025 100 dollars in 1992 is equivalent to $228.87 in 2025. That may not seem like a lot, but if you are trying to get out of debt, save to retire (compound interest, Baby!), or save up some emergency money (things break. Probably more so now than back then, to be honest), that…

February 18, 2025
Slashing our Grocery Bill

Introducing Goals and Making Me Accountable My goal for the next twelve months is to pay down ½ of our debt, including my public student loans (my 120th payment is February 22, 2026) and our credit cards. This goal should be doable if we stay on our current monthly budget. But what if we start…

February 6, 2025

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